International Research journal of Management Science and Technology

  ISSN 2250 - 1959 (online) ISSN 2348 - 9367 (Print) New DOI : 10.32804/IRJMST

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IMPACT OF NPA ON GROWTH OF PUBLIC SECTOR BANKS IN AMRAVATI DISTRICT

    2 Author(s):  DR. YOGESH S. INGALE, DR ARUN G. HARNE

Vol -  8, Issue- 7 ,         Page(s) : 225 - 236  (2017 ) DOI : https://doi.org/10.32804/IRJMST

Abstract

Abstract: This research paper titled “Impact of NPA on the Growth of Banking Sector with special reference to Amravati district” make an attempt to conceptualize problem of NPA in banking sector , its impact on economy and also aims to provide guidance how to reduce NPA from banks. Banks have been playing a major role in the socio-economic life of the country. Gross NPAs of domestic banks jumped to 4.2 % of total lending by the end of September 2013 from 3.6 % six months before, according to the Reserve Bank of India. As per a recent warning by the RBI, bad loans (NPAs) could climb to 7% of total advances by 2015.In absolute terms, gross NPAs are estimated to touch Rs 2.50 lakh crores by the end of March this year. This is equal to the size of the budget of Uttar Pradesh. The biggest chunk of the soured debts is with state-run banks (Public sector banks or PSBs), which account for two-thirds of loans but 80 % of the bad assets.

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