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Volume -9 Issue - 4
Month [Year] -- April [2018]
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   No of Download : 12    Submit Your Rating     Cite This       Full Article
Abstract

Quality Assurance and Quality Control are extremely important aspects of any engineering or construction project without which successful completion of the project can’t be imagined. In fact, these two are integral parts of virtually any project one can think of. The purpose of this paper is to evaluate the use of Quality Function Deployment (QFD) as a management tool to benefit project managers. The project manager has primary responsibility within the construction, to ensure that the design both fulfils user's requirements and is prepared correctly, and that quality control/assurance procedures are correctly administered. QFD was developed to improve quality and lower the costs in industrial and business related fields, by assuring all of building construction operational decisions is driven by owner needs.

   No of Download : 24    Submit Your Rating     Cite This       Full Article
Abstract

Economic reforms, including globalization of Indian economy, during 1991, have been a great challenge to project finance institutions in India. Prior to economic reforms, three such government of India managed institutions, namely, Industrial development bank of India (IDBI), Industrial credit and investment corporation of India (ICICI), and Industrial finance corporation of India (IFCI) were in operation for about three decades

   No of Download : 46    Submit Your Rating     Cite This       Full Article
Abstract

With the advancement in automation technology things are becoming very simpler and easier to control automatically. Manual systems are being replaced by automatic systems rapidly. Automatic system provides accurate control so they are being preferred over manual systems. The system described in this paper provides automatic control of electrical appliances (light) according to the presence of the humans and light intensity in a building.

   No of Download : 14    Submit Your Rating     Cite This       Full Article
Abstract

As service quality has become increasingly important to producers/ suppliers' strategies its assessment has become increasingly critical. Several attempts have been made to measure it. Explication and measurement of quality present problems for researchers. Poor service quality is a familiar experience for many of us as consumers and managers The need to improve its measurement and control, is a common theme of the service management literature. This paper investigates the service quality of Indigo airlines in India's domestic market and explores the gap between the customers' expectations and customers' perceptions regarding various service quality factors of Indigo Airlines.

   No of Download : 41    Submit Your Rating     Cite This       Full Article
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The present study at a micro level attempts to distinguish between “demand” and “need” of health care services with reference to a specific health care service that is Antenatal Care services provided in a Tehsil under North & Middle Andaman district in Andaman Islands. The trend reflects that though there has been an increase in the cases registered for ANC services, yet there is an absence of symmetry between the cases registered and those who have availed three check-ups. The reason being, that the pregnant women in general are unable to distinguish the difference between “need “and “demand”. They fail to understand the need for ANC checkups, which is more normative in nature to prevent any negative impact on the mother and unborn child. Instead most of them demand these services only when they feel discomfort. The author therefore suggests that a more focused approach, some mechanism to assess the effectiveness of counselling along with the involvement of people is needed.

   No of Download : 19    Submit Your Rating     Cite This       Full Article
Abstract

The banking scenario today is far removed from what it used to be ten or fifteen years back. Factors such as digitalization, proliferation of smart phones, and easier access to the internet have all combined to completely change the dynamics of banking in India. The internet has changed the way we search for information and shop for products. Especially Mobile technology is revolutionizing the global banking and payment industry across the world. It offers new opportunities for banks to provide added convenience to their existing customers in developed countries and reach a large population of unbanked customers in emerging markets. Banks are already investing in mobile technology and security, in developing Smartphone apps which are the significant innovation of mobile banking and also in improving the financial literacy of consumers.

   No of Download : 35    Submit Your Rating     Cite This       Full Article
Abstract

The future of e-commerce is bright and growth will come from mobile platforms, personalization, social media analytics, omni-channel service, and sharing economy business models.The listing of Alibaba on the New York Stock Exchange at the valuation of $231 billion has brought global focus on the e-commerce market. The e-commerce industry continues to evolve and experience high growth in both developed and developing markets. With the emergence of non-banking players in the payments industry and innovative vertical specific startups, the Indian e-commerce market is expanding at a rapid pace. The digital commerce market in India has grown steadily from $4.4 billion in 2012 to $13.6 billion in 2016 while the global market is forecasted to reach $1.5 trillion in 2016. Increasing mobile and internet penetration, m-commerce sales, advanced shipping and payment options, exciting discounts, and the push into new international markets by e-businesses are the major drivers of this unprecedented growth.

   No of Download : 19    Submit Your Rating     Cite This       Full Article
Abstract

Investor behaviour is a hot cake in the academic community. The Investor behaviour is the process by which Investor tends to satisfy his/her needs by showing their choices. An in-depth review of literature has done to identify the factors influencing investment behaviour of investors in general. Among, few studies have examined the impact of these Social factors on investment behaviour of investors. And those studies revealed that social factors have significant influence on investment behaviour of investors. Comparatively (gender wise), most of the women were influenced by social factors. Hence, a study has taken up to examine the impact of Social factors on investment behaviour of working women exclusively at Hyderabad Karnataka Region of Karnataka. A descriptive study has been conducted with 480 samples selected based on convenient sampling method. The primary data has been collected with a structured, pretested questionnaire and the data collected were analysed through both descriptive and inferential statistics computed with the help of SPSS software. The study explored the fact that demographical factors have significant impact on the investment behaviour of working women.

   No of Download : 10    Submit Your Rating     Cite This       Full Article
Abstract

Actinomycetes are the most economically and biotechnologically valuable prokaryotes able to produce wide range of bioactive secondary metabolites. Studies have shown that Actinomycetes isolated from the marine environment are metabolically active and have adapted to life in the sea. As marine environmental conditions are extremely different from terrestrial ones and also most potential source for isolation of Actinomycetes ,marine soil is collected from 21 rhizosphere soil sample collected from 4 plants (Avicenia marina, Ceriopstagal, Aegiceras Corniculutum, Rhozophora Mucronata), 3 rhizospere soil samples collected from the each mangrove sites located at Pirotan island and Narara reef (Gulf of Kutch, Jamnagar). The highest number of actinomycetes is 35 from Avicenia marina’s was obtained from the rhizosphere soil samples, , 29 isolates from Ceriops Tagal’s rhozosphere soil sample, 8 isolates from Rhizophora Mucronata’s rhizosphere soil and the lowest number of isolates is 2 from Aegiceras Corniculutum rhizosphere’s soil sample. These isolates were screened for the production of bioactive compounds including enzymes such as lipase and Protease and actinomycetes sp. were found near this area which suggests that the sampling site was less polluted.

   No of Download : 8    Submit Your Rating     Cite This       Full Article
Abstract

Culture is a set of symbols, ceremonies and myths that communicate the underlying values and beliefs of an organization. It conveys important assumptions and norms governing activities and goals. It tells employees how things are to be done and what is important. By providing a complex social system of laws, values and customs, it conveys a message regarding the desirable and non desirable behaviours in an organization. Research on organization culture in health care sector is limited. Taking into consideration the limited study on health care sector, the present study was undertaken on three hospitals SKIMS, GMC and Fortis Chandigarh in India. The results revealed that culture in health care is above average. Managerial and non managerial staffs perceive the culture to be below satisfactory.

   No of Download : 20    Submit Your Rating     Cite This       Full Article
Abstract

Malenised oils are polymer synthesized from monomer such as oil obtained from edible or non –edible seeds and maleic anhydride. Malenisation of castor oil with maleic anhydride was investigated. Heating schedule was maintained properly and constant stirring was also provided which gave a homogenized polymer. Batch of Malenisation was carried out in absence of catalyst. The reaction mechanism and reaction kinetics are estimated for castor oil – maleic anhydride. The reaction was carried out with weight percent ratio of 95:5 castor oil : maleic anhydride at 2300C for 300 minutes with conversion of 82.48% and yield of 95.88%.

   No of Download : 11    Submit Your Rating     Cite This       Full Article
Abstract

The Employee State Insurance Corporation (ESIC) is the first Social Security Scheme of independent India. It is a carefully crafted legislation, ensuring a comprehensive social security to the working class of India. The Scheme was launched in the year 24th February,1952 to provide medical care and other need based benefits to the insured persons and their dependents in times of physical distress. ESI Scheme. An attempt was made in the study to find out the reach of ESI online services among the Insured persons,to discover the awareness of possessing a Pehchan Card and the satisfaction in benefits of having a Pehchan Card, and to identify the basic problems in registering for Pehchan Card.Primary data were collected from 250 respondents who were registered under the Coimbatore Region ESI Branch offices, through a questionnaire. The secondary data were collected from the Annual reports of ESIC, and publications of ESI.The analysis of the study reveals that although the Government is taking numerous steps in digitalization of various services, the insured persons are not having awareness about the online services and web portal introduced by the ESIC. When Government tries to bring transparency in its services through digitalization, equal importance should be given to create literacy to the users about how to use online services

   No of Download : 10    Submit Your Rating     Cite This       Full Article
Abstract

The information is played an important role in business activities. The farmer online marketing training program is the need of the hour to improve their standard of living in the society and practice to selling the products directly to its customers and exporting the products to other countries. It is an unique platform were government has to develop agricultural community in India. The major benefits of using the information system and informational technology to create values, reducing the cost, increasing the profit and to access the market information.

   No of Download : 15    Submit Your Rating     Cite This       Full Article
Abstract

The reason for this move was simple: Indian Ministry of Finance claimed that 500 and 1,000 rupee notes are being used to finance terrorism, fund illegal drug sales, fuel the black market, drive counterfeiting, and pay bribes. This so-called “black money” had to reputedly built up to such epic proportions that Prime Minister Modi declared that enough was enough, that he would be take it upon himself to wash his country‟s currency supply in one fell swoop. Demonetization can be said as a „Surgical Strike‟ on Black Money, Terrorism, Fake Currency, Unorganized trading, Real Estate, Share market etc. on the other hand if we talk about the Indian industry on a broader way it can be categories in three parts Manufacturing sector, Service sector and Agriculture sector. After the demonetization only Agriculture sector shows some positive improvement while if we talk about the manufacturing and service sector both were crashed down and these will affect the whole Indian market in 2017 also.

   No of Download : 16    Submit Your Rating     Cite This       Full Article
Abstract

Cryptocurrencies are just lines of computer code that hold monetary value. Those lines of code are created by electricity and high-performance computers. Cryptocurrency is also known as digital currency. Either way, it is a form of digital public money that is created by painstaking mathematical computations and policed by millions of computer users called 'miners'. Physically, there is nothing to hold.'Crypto' comes from the word cryptography, the security process used to protect transactions that send the lines of code out for purchases. Cryptography also controls the creation of new 'coins', the term used to describe specific amounts of code.Governments have no control over the creation of cryptocurrencies, which is what initially made them so popular.

   No of Download : 19    Submit Your Rating     Cite This       Full Article
Abstract

This study examines the Institutional assessment of Socio- Economic, cultural and Environmental Impacts of Inadequate Sanitation on human health in Erode District of Tamil Nadu. The study is based on primary survey and investigations. By examining the economic impacts of poor sanitation, and the potential gains from improved sanitation, this study provides important evidence to support further investment in sanitation.

   No of Download : 16    Submit Your Rating     Cite This       Full Article
Abstract

Present scenario focuses on the environment of cut-throat competition, where private and foreign banks are leaving no stones unturned to attract new customers and existing customers of the banking sector to their turf, because customer retention has become the key to the survival of national and international banks. In the competitive world, awareness level of customers is increasing day by day, and their expectations are increasing as they have a wider choice of products and services, and the concept of generation to generation banking has also undergone changes. Customers' loyalty is now conditioned by the quality of products and its delivery mechanism i.e. Service. All these have necessitated the banks to provide better and excellent customer service. New products are added to the basket and above all, computerization and networking is adopted for faster processing and proper information. The latter opened the gate for a host of Delivery channels. Internet services today have become a basic service when they have become sufficiently common place and widely deployed to no longer provide substantive differentiation on a relative basis.

   No of Download : 10    Submit Your Rating     Cite This       Full Article
Abstract

Digital tools like smartphones and digital media like face book and you tube are becoming a part of our life. Also research found that the student’s average usage of smartphone is 22 hours per week. Even though these post millennials are fond of using the technology, the purpose of usage of smartphones are to chat, watching movies, listening music and commenting on face book and whatsapp rather than using it for education purpose, mostly. Research gap: The problem with existing education in India is for the most part teacher centric and not student centric. The teacher will think about, come to class and deliver a lecture,

   No of Download : 24    Submit Your Rating     Cite This       Full Article
Abstract

It is a well-known fact that digital India is the outcome of many innovations and technological advancements. These remodel the lives of people in many ways and will authorize the society in a enhanced manner. The Digital India make is a dream project of the Indian Government to change India into a knowledgeable economy and digitally empowered society, with good governance for citizens by bringing organization and co-ordination in public accountability, digitally connecting and delivering the government programs and services to mobilize the capability of information technology across government departments. Today, every nation wants to be fully digitalized and this programme strives to provide equal advantage to the user and service provider. Hence, an attempt has been made to identify with Digital India – as a campaign where technologies and connectivity will come together to make an impact on all aspects of governance and develop the quality of life of citizens.

   No of Download : 17    Submit Your Rating     Cite This       Full Article
Abstract

The rising influence of digital technology is changing the face of banking, while innovative platforms are bringing in a new breed of customer. No business is exempt from the wave of digitalization currently sweeping the global economy, and while the trend was mostly contained to the youth segment in years past, its influence has now extended much further afield. In banking, where new platforms have given rise to a new breed of customer, digital is the new frontier – although this isn’t to say that the human element has been removed from the experience.

   No of Download : 7    Submit Your Rating     Cite This       Full Article
Abstract

Offering a better customer experience in the densely banked areas even as they explore new territories is the tune of success behind HDFC bank. For fourth year in a row the Mumbai head Quartered Private sector bank has been adjudicated as the best bank in the 13th Business Today –KPMG study on India’s best banks. “We have Integrated Technology and Product Offering to Address Customer needs” says Mr.Pralay Mondal, Country head (Credit card and Two wheelers) HDFC.HDFC has identified that customer orientation is the norm of the day and are concentrating on the same.

   No of Download : 8    Submit Your Rating     Cite This       Full Article
Abstract

India is the largest and most competitive economy in South Asia with a large and highly capable manufacturing sector. Faster economic growth of India has already made it a major economy in international trade. The spread of digital technologies is transforming global flows of goods, services, money, and people. Digital trade represents an important, albeit hard-to-measure, component of these global flows.

   No of Download : 7    Submit Your Rating     Cite This       Full Article
Abstract

Digitalization meansthe integration of digital technologies into everyday life so as to have an efficient work with the least possible resources as time, money, human resources, etc. The literal meaning of digitalization gives an apparent idea of usage of information technology in all fields.

   No of Download : 7    Submit Your Rating     Cite This       Full Article
Abstract

Today Banking as a business has grown tremendously and transformed itself from only a deposits taking and loan providing system to an institution which provides an entire gamut of products and services under a wide umbrella. Banks are not just a part of our lives, but have a significant role in our daily lives. For many, day will not end without at least a single financial transaction. Thus banks always try to adopt latest technologies to enhance customer experience.

   No of Download : 10    Submit Your Rating     Cite This       Full Article
Abstract

In this analysis take the Reliance Industry to find out the cash flow statement of the Last two years 205-2016 and 2016-2017. In the Cash flow statement analyze the Cash flow operation activities, Cash from Investment activities and Cash from the financial activities. Data’s taken from the Secondary data of the Industry. To analyze the Profit and the opening and closing cash balance of the company.

   No of Download : 9    Submit Your Rating     Cite This       Full Article
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Green banking promotes environmental friendly practices and reduces carbon footprints from banking activities. This comes in many forms using online banking instead of branch banking, paying bills online, instead of mailing them open up CDs and money market counts at online banks, support green initiatives. Green banking helps to create effective and far reaching market based solution to address a range of environmental problems, including climate change, deforestation, air quality issues and bio diversity loss while at the same time identifying and securing opportunities that benefit customers.

   No of Download : 8    Submit Your Rating     Cite This       Full Article
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Digital India is a campaign launched by the Government of India to ensure that Government services are made available to citizens electronically by improved online infrastructure and by increasing Internet connectivity or by making the country digitally empowered in the field of technology. The initiative includes plans to connect rural areas with high-speed internet networks. Digital India consists of three core components, (a) development of secure and stable digital infrastructure, (b) delivering government services digitally, and (c) universal digital literacy.

   No of Download : 9    Submit Your Rating     Cite This       Full Article
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The study is based on impact of digitalization on business and profession in India; it is a well-known fact that digital India is the outcome of many innovations and technological advancements. The 'Digital India' programmes an initiative of honorable Prime Minister Mr. Narendra Modi, will emerge new progressions in every sector and generates innovative endeavors for geNext. The motive behind the concept is to build participative, transparent and responsive system. The Digital India drive is a dream project of the Indian Government to remodel India into a knowledgeable economy and digitally empowered society, with good governance for citizens by bringing synchronization and co-ordination in public accountability, digitally connecting and delivering the government programs and services to mobilize the capability of information technology across government departments and also to make an impact on businesses by creating job opportunities and help the rural businessman to access to the internet readily and also to initiate training for jobs in India.

   No of Download : 8    Submit Your Rating     Cite This       Full Article
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Advertisements in Marketing have been used for many years to influence the buying behaviors of the consumers. Brand preferences are helpful in creating the perception among the customers of cosmetic products; both of these variables are mortal combination to influence the buying behaviors of the consumers. This particular research was conducted on the young female who use different brands Herbal cosmetics to check the influence on their brand preference and loyalty while creating the awareness and building the perceptions. The results revealed to provide the new way to managers to devise suitable strategy for the marketing of cosmetic products. Both of these variables such as brand preference and brand loyalty will motivate the consumer to buy a certain product, as there is a positive relationship present in between them. Each brand tries to provide a competitive advantage to its customers so they buy the product the first time and then keep buying it. This dissertation attempts to measure the influence of the competitive advantage provided by the brands on the loyalty the consumers feel for that brand.

   No of Download : 10    Submit Your Rating     Cite This       Full Article
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With digital disruption setting in, the future of malls and retailers is becoming unclear. However, malls can leverage technology, using it to give them a competitive advantage and to get ahead in the customer acquisition race. Now small shops to modern departmental stores, and then to malls with specialty stores, followed by the spread of discount chains to the likes of Walmart, Kmart, and now digital malls, there have been a lot of change. Each wave of change has not eliminated what came before it, but instead reshaped the landscape by redefining business parameters and consumer expectations to new levels. The effort to embrace new customers, creating unique measures and strategies is not simply a retailer’s prerogative alone; malls too are innovating and coming up with new survival measure to combat competition.

   No of Download : 16    Submit Your Rating     Cite This       Full Article
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In the modern world E-Commerce plays a vital role. In the competitive world to attract the consumers every business organisation are running with modern innovative technological system. In that online shopping is one of the modern technical tools to attract the consumers in the marketing era. Now a day retailers are follow the strategies to attract the needs of online consumers by analysing their attitude towards online shopping. Therefore we have also decided to analyse and study the factors influencing consumers towards online shopping in Coimbatore city. For this study we have taken 100 samples under convenient method of sampling technique. From this study our finding indicates mainly four factors influenced the consumer attitude towards online shopping it is numerable products availability, time convenience is the second factor, Security is the third factor and last one is quality. Some other factors are also influence the online shoppers like discounts, website design, feedbacks, etc. The researcher found online shoppers are mostly adult, educated persons, and middle income groups. Out of this, the researcher could not conclude that online retailers are satisfy with this factors because it has change time to time ,this will give idea about the online shoppers.

   No of Download : 8    Submit Your Rating     Cite This       Full Article
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Women empowerment is a very important because it helps both family and society economy. The participation of women in self-help group (SHGs) made a significant impact on their empowerment both in social and economic aspects this study addresses women empowerment through self-help groups in Tamil Nadu. The information required for the study has been collected from only secondary sources has been followed full paper. The SHGs have had greater impact on both economic and social aspects of the beneficiaries

   No of Download : 8    Submit Your Rating     Cite This       Full Article
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Digitalisation is the associating human life with technology in our day to day practice. It is using various technologies to the life style of a person and providing shortcuts to various activities say for example a person’s personal or business life. Human life is rapidly under the influence of digitalisation and the subsequent transformations due to it.

   No of Download : 9    Submit Your Rating     Cite This       Full Article
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This thesis is related to study the role of OTC market in india.Now a day’s OTC market play a major role in Indian financial system.OTC market is a decentralized market, without a central physical location, where market participants trade with one another through various communication modes such as the telephone, email and proprietary electronic trading systems. An over-the-counter (OTC) market and an exchange market are the two basic ways of organizing financial markets. In an OTC market, dealers act as market makers by quoting prices at which they will buy and sell a security or currency. A trade can be executed between two participants in an OTC market without others being aware of the price at which the transaction was effected. In general, OTC markets are therefore less transparent than exchanges and are also subject to fewer regulations.

   No of Download : 13    Submit Your Rating     Cite This       Full Article
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Mining knowledge from large amounts of spatial data is known as spatial data mining. It becomes a highly demanding field because huge amounts of spatial data have been collected in various applications ranging from geo-spatial data to bio-medical knowledge. The amount of spatial data being collected is increasing exponentially. So, it far exceeded human’s ability to analyze. Recently, clustering has been recognized as a primary data mining method for knowledge discovery in spatial database. The development of clustering algorithms has received a lot of attention in the last few years and new clustering algorithms are proposed. DBSCAN is a pioneer density based clustering algorithm. It can find out the clusters of different shapes and sizes from the large amount of data containing noise and outliers. This paper shows the results of analyzing the properties of density based clustering characteristics of three clustering algorithms namely DBSCAN, k-means and SOM using synthetic two dimensional spatial data sets.

   No of Download : 11    Submit Your Rating     Cite This       Full Article
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The banking industry has seen many technological changes in the last years which have shaped it from manually intensive industry into one that is technologically dependent. Alternatives to traditional branch banking have attracted increasing attention as internet usage started to spread over the markets. Banks started to use the internet for providing new services to their customers.

   No of Download : 10    Submit Your Rating     Cite This       Full Article
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Organizational effectiveness through Information Technology is an enduring research question. The illusive relation among Information Technology and organizational effectiveness performance calls for further research into intermediate organizational variables through which Information Technology may influence the organizational performance. This study proposes that Knowledge Management is a critical organizational capability through which Information Technology influences Organization’s Performance. In the context of pubic as well as private organizations, the study examines how the Information Technology resources of an organization should be organized and managed to enhance the organization’s Knowledge Management Capability, and whether and how Knowledge Management Capability influences organization’s performance.

   No of Download : 12    Submit Your Rating     Cite This       Full Article
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Issue relating to work-life balance are increased in present scenario. Equal balance in both work and personal life plays an important role for attaining personal as well as professional / organizational goals. The imbalances have a negative impact in both personal life and professional life, Thus, maintaining an adequate balance between professional and personal life is very important. Well-being state of a person allows him / her to manage multiple responsibilities effectively at work and at home. The aim of this paper is to understand firstly the concept of work life balance, the importance and issues affecting in various professions and finally to find out the influence of Work Life Balance on various aspects like physical, occupational, emotional, social, spiritual and environmental well-being of employees. Achieving a better work-life balance yields more dividend for both employees and employers in terms of being more motivated towards work which leads to increased productivity and ultimately creating workforce which they feel are valued.

   No of Download : 30    Submit Your Rating     Cite This       Full Article
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Electricity consumer dishonesty is a major problem faced by all power utilities. Finding proficient measurements for detecting duplicitous electricity consumption has been a dynamic research area in recent years.

   No of Download : 24    Submit Your Rating     Cite This       Full Article
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Tourism, basically, is an infrastructure based service product. The nature of the service marketed being highly intangible and perishable offers a limited scope for creating and maintaining the distinctive competitive edge. Effective marketing of tourism needs constant gearing up of infrastructure to international standards and presupposes its co-ordination with the tourism suppliers.

   No of Download : 10    Submit Your Rating     Cite This       Full Article
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Commerce in simple words is just sale and purchase of goods and services. Since last many decades’ commerce activities are taking place in India. But as India is moving towards becoming Digital India. In Indian economy M-commerce is a new trend of commerce which is rephrasing the business and changing the emerging trend drastically.

   No of Download : 17    Submit Your Rating     Cite This       Full Article
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India is a developing country which focuses more on education. School education is the foundation for a stronger future. Education should equip the children to face the challenges and changing situations. Next to parents, school is the starting point for education. For imparting quality education in schools, teachers are considered as the key role players. Children should be carefully nurtured as they are the future citizens. Teachers are the valuable assets for the society as they shape the young minds and prepare for the future. Teachers bear the responsibility of nurturing a strong value system in the society. A better work climate will help the teachers transform the future generation. Studying HRD Climate of school teachers will help to understand the existing environment for school teachers. The study is aimed at measuring the perception of school teachers on HRD climate, HRM Effectiveness and Organisational Effectiveness in Coimbatore city. For the purpose of the study, primary data were collected from 76 teachers working in government and corporation schools. The findings indicate that HRD climate has to be improved in government and corporation schools. The study helps the government authorities to rethink about the revival of government schools. Any school which desires to improve its quality of education should focus on its quality of teachers in the form of teacher development programmes.

   No of Download : 16    Submit Your Rating     Cite This       Full Article
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Introduction Tinospora cordifolia, which is known by the common names heart-leaved moonseed, guduchi and giloy, is an herbaceous vine of the family Menispermaceae indigenous to the tropical areas of India, Myanmar and Sri Lanka. It is a large, deciduous extensively spreading climbing shrub with several elongated twining branches. Leaves simple, alternate, exstipulate, long petioles up to 15 cm long, roundish, pulvinate, both at the base and apex with the basal one longer and twisted partially and half way around. Lamina broadly ovate or ovate cordate, 10–20 cm long or 8– 15 cm broad, 7 nerved and deeply cordate at base, membranous, pubescent above, whitish tomentose with a prominent reticulum beneath. Flowers unisexual, small on separate plants and appearing when plant is leafless, greenish yellow on axillary and terminal racemes.

   No of Download : 16    Submit Your Rating     Cite This       Full Article
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Abstract Economic development is the outcome of human activity and entrepreneurship is one of the rising concerns of today’s modern economy. When economic development is considered, then sustainability becomes a major issue as both are interrelated to each other for survival in the modern world. Women’s development has been undertaken as a major issue to the overall sustainable development of a nation. There are various schemes of Central and State government to build a healthy environment for women where they can work with their full potentials. Other government sponsored institutions and non-government organizations are also working for women population and thus providing various amenities and incentives to motivate them. Women entrepreneurs are capable of managing and handling things in changing environment and support their personal and family needs and that ways they become financially independent.

   No of Download : 7    Submit Your Rating     Cite This       Full Article
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Abstract The consumer’s behaviour consists of acts, processes and social relationships which is exhibited by individuals groups and organization in searching obtainment, use of and consequent experience with product and services. Though similar, consumers are unique in themselves; they have needs and want which are varied and diverse from one another; and they have different consumption patterns and consumption behaviour. The way in which different people behave in a particular situation depends on various factors. These factors can be age, gender, income, education, taste and other factors. The behaviour of a consumer is influenced by these factors while involved in a purchase process. The factors that influence consumer behaviour can be classified into internal factors (individual’s factors) and external (environmental factors). The external factors do not influences the purchasing decision process of consumer directly. The study the focus on the different factors that influences consumer behaviour for selected FMCG product in rural hamirpur district of Himachal Pradesh.